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Our Staff will assist
you with all your mortgage needs.

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Steve Oka - Certified Mortgage Planner

Steve Oka is a residential and commercial lending specialist licensed by the California Department of Real Estate to provide home mortgages for both home purchase and refinance. Steve has over 25 years of experience in the business and financial workplace. His goal is to find the best possible loan solution at the lowest cost and interest rate.
His personizled one on one service is greatly appreciated by his clients. Steve will explain in detail of your loan and keep you informed every step of the way.

Our ability to broker loans too many different sources has distinct advantages to find the most competitive pricing and the right loan to meet your financial needs.

As a Mortgage Consultant with C2 Financial, my role in the home purchase and refinance process is to:

  • Communicate effectively with my client.

  • Meet the lending goals of my clients.

  • Close the transaction in a timely manner.



I take great care to make sure that each loan has the ability to be approved. I make a concerted effort to develop a trust with my clients that enables us to work closely to meet every challenge that stands in the way of full loan approval. If there is any doubt about getting approval, I consult directly with the underwriter and get their early acknowledgment and approval of the packaging of the loan, then communicate any needed conditions to the borrower.

Finally, my goal is to provide exceptional service and to keep my clients informed on the status of your loan. Having participated in hundreds of financial transactions, I have a clear understanding of the concerns of our clients. Effective communication, quality loan processing and my desire to develop and maintain a mutually beneficial relationship leads to a successful close of escrow and a satisfied clientele.



CA Department of Real Estate License: #01846673 NMLS: #237914

Andrea Barajas - Senior Loan Processor

Andrea is the Senior Loan Processor with over 15 years of experience in the processing and flow management of mortgage loans. Andrea’s experience and knowledge allows for a smooth loan process and successful completion of escrow. She has worked with a wide range of mortgage brokers in several different capacities. She also assisted brokers during their audit process and compliance standards set-up yielding successful results. She is also experienced in the maintenance and adherence to procedures that ensure a high level of quality control.