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What Clients Say About Us!

Deborah P Yorba Linda CA
"I just closed a loan via Steve Oka and it only took about three weeks. I communicated with him via phone and email and fax and everything went smoothly with no snags. He was professional on every level but frankly what I care about the most is he delivered what he said he would. He never tried to change the terms on me or do anything sneeky or questionable. I would use him again in a heartbeat. In fact Steve if the rates go down substantially lower call me and I'll refi again with. Thanks Deborah "

Robin and Richard Chetkowski Peidmont CA
"Steve Oka took great care of our financing needs. He provided us with understandable and very favorable terms, and he was always available to answer questions. We certainly recommend him very highly. "

Neal and Delcie Churchill Ontario CA
"We are very grateful for your amazing effort on our behalf in providing us with a loan type that we did not even know existed. We could not have done this without your help. We will refer to you anyone we know that is seeking financing. "

Ronald Caldwell Fullerton CA
Steve Oka was my loan agent, he replied to my online request to refinance with 6 other companies, He was by FAR the best rate and fees, I even tried a couple banks, including the bank that had my loan, Steve beat them all! One loan Co. said to beware that he coild not offer that low rate!!! Well, Steve Did it!!! got the loan in a short time with the promised rates and fees, Some of the offers from other Co. wer $8,000 in fees more than Mr. Oka stated...I would recommend this Co. and Steve Oka to anyone in need of a mortgage help to refi or purchase... Thank you very much for a great experience and being there whan I needed answers.

Mary Lou Huntington Nevada City CA
I contacted C2 Financial after receiving an email from Steve Oka. I couldn’t believe the difference in the closing cost and interest rate offered to me compared to the other lenders. Steve ended up saving me over $6,500 in fees and offered the lowest rate available. I highly recommend C2 and Steve.

Debbie Sanford Orange CA
I had a very positive experience working with Steve Oka, and C2 Financial. Steve was always available to take my calls, responded quickly to my phone and email messages, took whatever time was needed to answer my questions, and most importantly, delivered on his promise to find me the best rate available. I took a leap of faith in cancelling my refinance with a competitor and choosing to work with Steve. I would highly recommend Steve to family and friends.

Robert Franco Fairfield CA
I wasn’t having any luck finding a lender to help me with my purchase. Steve found a lender who approved me for a conventional loan. I had applied with 3 different lenders and Steve was the only one who took the time and found a lender who could get me the loan for my new home. Steve closed the loan in 22 days!

Robert Franco Snr. Fairfield CA
My son had just completed a purchase with Steve. He had a very good experience with him. I recived a quick quote from Steve and compared the options with my own bank. I was able to save $1595 in closing cost and ended up with a lower rate which allowed me to have a lower payment. I highly recommend C2 Financial Corp and Steve Oka.

Maria Sanchez Los Angeles CA
I would like to take this time to thank you for the superb service you gave to us in obtaining a new mortgage. Everything was handled in a professional, yet friendly manner. All aspects of this transaction occurred very efficiently and made everything quite easy for us. I will be sure to inform anyone that I know who is looking for a new mortgage to contact your company and that they can expect excellent service. Thank you again.

Ruth and Dan Tanner Sacramento CA
We can't thank you enough for your help on getting our new home. You are highly knowledgeable and completely professional! We never had to worry about anything with the mortgage for this new home- you really made it easy for us! Thank you again for going above and beyond! You will be highly recommended
Dan and I had the pleasure of working with Steve Oka, for our recent re-financing. We have been home owners for approximately 30 years. We have financed and re-financed many, many times over that period of time and I must say that we have never had the experience we have had with Steve. We agree that Steve got to know us personally and took a genuine interest in our situation and what our needs were. He spent so much time with us getting together everything we needed and was so patient at all times. He was so prompt at getting back to us if we had a question. The entire process was convenient and done in record time. He took the time to keep us abreast of what was happening and he made things happen in record time.
Steve, Thank you for all your help in refinancing our home. We were able to pay some bills off and get new kitchen cabinets. We also now have a lower mortgage payment. You are very friendly and caring.

Maria Sanchez Los Angeles CA
Mere words cannot express our gratitude for Steve Oka. We found our dream home but saw no way to acquire it. He came through for us when things were financially grim. He made our dream a reality. In my opinion, his knowledge and expertise are unmatched. I highly recommend Steve Oka without reservation to anyone needing financing advice.

J Chang San Francisco CA
My loan officer was very patient with me and my persistent questions. He worked hard to get me the best rate. The service was excellent. The interest rate and fee’s were much lower than my bank.

William Hedman San Ramon CA
It pays to deal with a mortgage company that knows what they are doing and has an excellent reputation. An out-of-state internet mortgage company ripped me off forcing me to delay my closing and find someone in CA. My extensive research led me to one of the top mortgage companies in CA. C2 Financial Corp was my choice and it was a wise one. They are the best of the best.

J Ramos Carson CA
The big bank shuffled my loan from department to department what seemed like forever. I decided to cancel my application and go elsewhere. C2 Financial Corporation gave me very personalized service and attention. I worked throughout the loan process with “one” very professional loan officer, Steve Oka. Steve knew what he was doing and cared. All my friends will know about him.

James Rogers Blaisden CA
I would highly recommend Steve Oka, there were no surprises. I was given a list up front of what was needed, which I gave them. Next thing I know, it was time for the closing!

H Campbell San Diego CA
I found C2 Financial Corp and Steve Oka via your web site and decided to contact you. I was a bit wary. However, the professional response I received from Steve made me decide to proceed. The quality service I received was excellent. I had a lot of questions which were answered with patient understanding. I signed off on my construction loan. P.S. I referred my cousin who is now in the process of looking for a loan.

B Campbell San Diego CA
Steve Oak made our move easier. He always returned our phone calls in a timely manner. He got us a great rate for our new home. We will definitely refer him to others in the future. Thanks.

D Martinelli San Diego CA
2nd experience with Steve. Again, very pleasant, very professional. No surprises. Steve was as helpful and knowledgeable as the 1st time. Your affiliates were as professional & courteous as our ocean waves!. Thank you

Victor Rocha Vacaville CA
I couldn't have asked for better service! Steve figured everything (all details) out for me who made the transaction hassle free and effortless. Thank you so much!

Kathy Johnson Chico CA
This thank you note is long overdue. I cannot thank you enough for the consistently high level of professionalism. You answered all my calls, my questions, and even offered me advice on a very complicated and important process. Keep up the good work and thanks again. – Kathy

Jenn and Brian Woodland CA
Thank you all for all your help and time. We are very grateful for everything you have done to help us buy our first home. -Jenn & Brian

Ann K Folsom CA
Dear Steve and Staff, Thank you so much for the beautiful flowers. My years of working with Steve have lead to many friendships over the years. I will truly miss everyone and wish you all the best of luck.

Sam Cado Suisun City CA
I continually recommend Steve Oka at C2 Financial to my valued clients. I appreciate his expertise and ability and willingness to work with more than one lender to help us to reach our goals. His dedication and commitment to servicing his client’s requirements, coupled with his mortgage and real estate law expertise.

D.M. Santa Barbara CA
We just closed on our refi through Steve. Although there were some unusual circumstances we closed early and at a great rate with little cost. Everything went very smoothly. I would gladly work with Steve again and would certainly recommend him to friends.

Tonya R Vacaville CA
Steve Oka went so above and beyond to help us find a lender who would work with us on our unusual country property...He was very quick to respond to our emails and let us know the next steps we needed to do to move forward in the refinancing of our home...I would definitely use him again and highly recommend him to any of my friends!!!!!!

Keith M Sacramento CA
Steve Oka is the man. As rates have declined, we've refi'ed twice in the last two years with Steve's team. I'm hoping we get a chance to use him again. Steve aggressively searches out the best rates, provides great service, and is just plain great to work with. I've recommend him to all my friends and family. Thanks Steve!!!

KH Thousand Oaks CA
I found Steve via the internet and he worked out great. He was knowledgeable of the process and kept me informed each step of the way. I would definitely use Steve again and have already recommended him to friends and family.

Ron A Lakewood CA
If you're in need of a competent mortgage broker who will work FOR you, try Steve Oka with C2 Financial. Steve started my wife & I on a re-fi at an excellent rate at the time, then called back after a week or so because he had found a better rate and terms for us. He was on top of every step of the transactions with timely and frequent communications with us. Steve got us an excellent rate at extremely low cost-his frequent calls to keep us up to date were very impressive and important to us. Steve is very laid back but also very organized in his job. You, also, will be very happy AND get the best he can find for you.

Testimonial Disclaimer:
Notice: This web site contains numerous testimonials from past clients. Testimonials provide the perspective of individuals who are successful and/or enthusiastic about their experience. Testimonials are not representative of everyone's experience and only provide information about the individual's experiences as to the point in time when they are provided. All testimonials are authentic and accurate. Testimonials may be edited for clarity or brevity. All claims have been documented and verified for accuracy. No one has been paid to share their stories here. Individual results will vary.